Cost of Living in Zambia

Africa ZMW

Family of 4 Monthly Cost ZMW 1,649 133.6% of US
Single Person Monthly Cost ZMW 951 124.2% of US

house Housing

Rent

Item Avg Price Range
1BR Apartment City Centre ZMW 1,349.59 ZMW 1,250.02 - 1,524.00
1BR Apartment Outside Centre ZMW 898.25 ZMW 827.11 - 1,046.00
3BR Apartment City Centre ZMW 2,514.32 ZMW 2,306.15 - 2,867.20
3BR Apartment Outside Centre ZMW 1,620.16 ZMW 1,501.28 - 1,769.31

Purchase

Item Avg Price Range
Price per Square Meter City Centre ZMW 5,341.48 ZMW 4,938.19 - 6,053.69
Price per Square Meter Outside Centre ZMW 3,134.09 ZMW 2,896.59 - 3,439.11

food Food

Restaurant

Item Avg Price Range
Cappuccino ZMW 4.32 ZMW 4.09 - 4.66
Fast Food Combo Meal ZMW 8.67 ZMW 8.21 - 9.31
Inexpensive Restaurant Meal ZMW 14.44 ZMW 13.52 - 15.40
Mid-Range Restaurant for Two ZMW 57.54 ZMW 54.48 - 62.22

Grocery

Item Avg Price Range
Apples 1kg ZMW 3.85 ZMW 3.61 - 4.08
Bananas 1kg ZMW 1.44 ZMW 1.36 - 1.55
Beef 1kg ZMW 19.39 ZMW 18.24 - 20.38
Bread 500g ZMW 2.41 ZMW 2.25 - 2.55
Chicken 1kg ZMW 9.64 ZMW 9.07 - 10.21
Eggs 12 pieces ZMW 3.35 ZMW 3.17 - 3.55
Milk 1L ZMW 1.06 ZMW 1.00 - 1.12
Rice 1kg ZMW 3.36 ZMW 3.18 - 3.58
Water 1.5L ZMW 1.45 ZMW 1.36 - 1.54

bus Transport

Public Transport

Item Avg Price Range
Monthly Transit Pass ZMW 57.25 ZMW 53.82 - 62.28
One Way Ticket ZMW 2.38 ZMW 2.24 - 2.61

Taxi

Item Avg Price Range
Taxi Per Kilometer ZMW 1.71 ZMW 1.59 - 1.84
Taxi Start ZMW 2.85 ZMW 2.68 - 3.02

Car

Item Avg Price Range
Gasoline 1L ZMW 1.05 ZMW 0.99 - 1.12

bulb Utilities

Basic Utilities

Item Avg Price Range
Basic Utilities 85m² ZMW 177.76 ZMW 168.47 - 187.83

globe Internet

Broadband

Item Avg Price Range
Internet 60 Mbps ZMW 54.33 ZMW 51.46 - 57.17

Mobile

Item Avg Price Range
Mobile Phone Plan ZMW 49.49 ZMW 46.80 - 51.86

hospital Healthcare

Medical

Item Avg Price Range
Doctor Visit ZMW 115.86 ZMW 108.45 - 122.57

Insurance

Item Avg Price Range
Health Insurance Monthly ZMW 383.17 ZMW 362.47 - 405.33

🎓 Education

Preschool

Item Avg Price Range
Kindergarten Monthly Fee ZMW 1,171.43 ZMW 1,103.89 - 1,232.40

School

Item Avg Price Range
International School Annual Fee ZMW 24,351.52 ZMW 23,022.54 - 25,651.43

🎬 Entertainment

Fitness

Item Avg Price Range
Fitness Club Monthly ZMW 48.22 ZMW 45.20 - 51.85

Cinema

Item Avg Price Range
Cinema Ticket ZMW 13.52 ZMW 12.67 - 14.69

Sports

Item Avg Price Range
Tennis Court 1 Hour ZMW 23.96 ZMW 22.78 - 25.51
2,618 entries 77 cities with data Last updated: 2026-07-28

Recent Data Updates

City Category Item Price Updated
Chambishi Housing 1BR Apartment City Centre ZMW 1,380.10 /month 2026-07-28
Chavuma Housing 1BR Apartment City Centre ZMW 1,309.63 /month 2026-07-28
Chiengi Housing 1BR Apartment City Centre ZMW 1,250.02 /month 2026-07-28
Chilanga Township Housing 1BR Apartment City Centre ZMW 1,366.42 /month 2026-07-28
Chililabombwe Housing 1BR Apartment City Centre ZMW 1,427.78 /month 2026-07-28
Chingola Housing 1BR Apartment City Centre ZMW 1,443.98 /month 2026-07-28
Chinsali Housing 1BR Apartment City Centre ZMW 1,316.61 /month 2026-07-28
Chipata Housing 1BR Apartment City Centre ZMW 1,451.34 /month 2026-07-28
Chirundu Housing 1BR Apartment City Centre ZMW 1,306.24 /month 2026-07-28
Chisankane Housing 1BR Apartment City Centre ZMW 1,322.86 /month 2026-07-28
Chisasa Housing 1BR Apartment City Centre ZMW 1,269.25 /month 2026-07-28
Choma Housing 1BR Apartment City Centre ZMW 1,369.66 /month 2026-07-28
Chongwe Housing 1BR Apartment City Centre ZMW 1,292.00 /month 2026-07-28
Chunga Housing 1BR Apartment City Centre ZMW 1,373.24 /month 2026-07-28
Isoka Housing 1BR Apartment City Centre ZMW 1,277.97 /month 2026-07-28
Itezhi-Tezhi Housing 1BR Apartment City Centre ZMW 1,287.86 /month 2026-07-28
Kabompo Housing 1BR Apartment City Centre ZMW 1,354.68 /month 2026-07-28
Kabwe Housing 1BR Apartment City Centre ZMW 1,470.17 /month 2026-07-28
Kafue Housing 1BR Apartment City Centre ZMW 1,395.12 /month 2026-07-28
Kalabo Housing 1BR Apartment City Centre ZMW 1,263.07 /month 2026-07-28

Popular Cities in Zambia